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Policy Details & Payment

Covid-19 (Coronavirus) IMPORTANT NOTICE click here

Policy Type

Choose TripType

Single Trip

Which Policy Type?

Single Trip
Great value holiday and travel insurance for a one-off trip up to 365 days anywhere in the world.

Annual
If you are taking more than one trip over the next 12 months, the annual multi trip policy provides protection for all your trips over the next year up to the trip length selected.

Departure and Return Dates

Departure Date

Return Date

Maximum Trip Length

The trip length selected is the maximum duration of any trip taken during the period of insurance.
Trips taken during the period of insurance with durations greater than the trip length selected will not be covered.
The maximum trip lengths available will depend on the travellers age.

Cancellation cover is only effective from the date your policy starts, so please enter the date from when you want cover to start.

Coronavirus Outbreak (COVID-19)
Any New policy purchased After 27 July 2020 will not cover cancellation for trips:

• Where you cannot travel or choose not to travel because the Foreign and Commonwealth Office (or any other equivalent government body in another country) advises against travel due to a pandemic.

• Where you cancel your trip and the reason for cancelling is not listed in the ‘what is covered’ section, including but not limited to an event you were due to travel to being cancelled, or your change in desire to travel.

Destination

Where are you travelling to?

Please note that it may be cheaper to select individual countries than regions

Countries

Please list all countries you are travelling to:

Please select the travel region you are travelling within:

If you are unsure which region to select please click on the "Which region" button and then on the region
The list of countries by region will appear.
Which region?

Please select the travel region you are travelling within.

If you are unsure which region to select please click on the "Which region" button and then on the region
The list of countries by region will appear.
Which region?

Eligibility Statement

In order to make getting a quote as simple as possible, please can you confirm that any traveller intending to be covered by this policy is:

A United Kingdom, Channel Islands or Isle Man resident and registered with a doctor in the United Kingdom, Channel Islands or Isle Man.
Travelling from and returning to the United Kingdom, Channel Islands or Isle of Man.
Unaware of any reason why you may have to cancel or cut short your trip.
Not participating in or practicing any professional sports or professional entertainment

By selecting YES, you are confirming that the above statement applies to anyone wishing to travel on this policy.

Yes No

This policy does not cover anyone intending to travel in the following circumstances:

Travelling against medical advice or against any health requirements stipulated by any carrier or public transport provider.
Travelling with the intention of obtaining medical treatment or consultation abroad.
Awaiting test, results, consultations or investigation for any undiagnosed medical condition.
Who is already travelling at the time of purchase (except where renewing an existing Annual Multi Trip policy)

By selecting NO, you are confirming that the above statements do not apply to anyone wishing to travel on this policy.

Yes No

Travellers

Please complete the details for all travellers

How many travellers do you need cover for?

Please enter the details of the policyholder

First Name Surname Age

Do you smoke?

Please enter the details of additional travellers

Address Details

Enter Post Code

Company Address Line 1 Address Line 2 Address Line 3

Town County Postcode

Medical Conditions

Trip Options

Do you need additional cover?

Disruption to Travel

Previously called Travel disruption cover, this is now part of the core policy and is included to protect you against missed flights, connections and delays to public transport. There is also cover for the insolvency of the accommodation provider and natural disasters (such as a tsunami, volcano eruption or hurricane) affecting your accommodation or resort.

Exclusions Denied boarding due to your drug use, alcohol or solvent abuse or your inability to provide a valid passport, visa or other documentation required by the public transport operator.

Disruption to Travel Cover - more info

Winter Sports

This will cover you for winter sports such as skiing, snow boarding & ice skating. In addition it also provides cover for up to £500 for your own ski equipment or £250 for hired equipment. If more information is required please read the PDF.

Winter sports cover - more info

Add cover

Cruise Cover

(For cruises over 5 days in duration) Add this cover option to increase your baggage and personal effects from £1,500 to £2,500 and any one single article limit to £750, valuables to £500, £25 for every pre-paid shore trip missed, £15 for each 24 hours you are confined to your cabin. If more information is required please read the PDF.

Exclusions Valuables are not covered unless they are in a locked safe, deposit box or locked accommodation.

Cruise Cover Benefits Extension - more info

Add cover

Golf Cover

Add this cover option if you will be playing golf during your trip and would like to insure your golf equipment up to £1,000. Cover for your green fees is also included up to £75 per day and a maximum of £300. If more information is required please read the PDF. If a claim is made a deduction for wear, tear and depreciation applies.

Golf Cover - more info

Add cover

Elective Cover

THIS COVER ONLY APPLIES TO SINGLE TRIP POLICIES
This will provide cover against accidental loss of, theft of or damage to Portable Medical Equipment.
This section will also cover pre booked travel and accommodation in the event you have to cancel a trip and must complete an examination resit whilst you are on your trip or 28 days before the start date or 28 days after the end date of the trip.
For full details please read the section.

Elective Cover - more info

Add cover

Sports and Activities

Do you need cover for sports and activities on your trip?

Yes No

We provide cover for a wide range of sports and activities you may wish to complete on your travels, many of which are covered as standard with many additional sports and activities available for an additional premium by selecting Yes. Please ensure you include all activities you may wish to complete to ensure you are adequately covered. Participation in or practice of any professional sports or professional entertaining is not covered.

Sports and Activities

What's covered?

We automatically cover a wide range of sporting activities as standard; you may need to add cover for your sporting activity

If it is not covered as standard, please see below.

abseiling (within organisers guidelines) Covered as standard
administrative, clerical or professional occupations* Covered as standard
aerobics Covered as standard
airboarding Add Winter Sports under Trip Option
archaeological digging (use of hand tools only) Covered as standard
archery * Covered as standard
Assault course (amateur only and not main purpose of the trip)
athletics (amateur only and not main purpose of the trip) Covered as standard
badminton Covered as standard
ballooning - hot air (organised pleasure rides only) Covered as standard
Bamboo rafting (up to grade 3 rivers)
banana boating/donuts/inflatables behind power boat Covered as standard
bar/restaurant work*
baseball (amateur) Covered as standard
basketball (amateur) Covered as standard
battle re - enactment*
beach games Covered as standard
beauty therapist*
bicycle riding/cycling wearing a helmet where required (excluding any participation in extreme events, racing or competitions) height restricted to maximum of 2500 metres above sea level Covered as standard
big foot skiing Add Winter Sports under Trip Option
billiards/snooker/pool Covered as standard
blade skating Add Winter Sports under Trip Option
blokarting*
BMX riding (wearing a helmet and no racing, stunts or obstacles) up to 2,500 metres above sea level Covered as standard
body boarding/boogie boarding Covered as standard
body building*
bowls Covered as standard
breathing observation bubble (BOB) Covered as standard
bungee jumping/swoop (within organisers guidelines and wearing safety equipment) Covered as standard
bungee slingshot (within organisers guidelines and wearing the appropriate gear)
bungee trampolining (within organisers guidelines and wearing he appropriate gear)
camel riding* Covered as standard
camp america – counsellor* Covered as standard
canoeing (up to grade 2) Covered as standard
canoeing (up to grade 3)
canoeing (up to grade 4)
canoeing – sea (within sight of land) Covered as standard
capoeira (no contact, dance movement only) Covered as standard
caring for adults or children* Covered as standard
catamaran sailing * (if qualified and no racing) Covered as standard
caving
clay pigeon shooting* Covered as standard
climbing (on climbing wall only) Covered as standard
cricket (amateur) Covered as standard
croquet Covered as standard
cross country running (up to 2,500 metres above sea level, non-competitive, not part of a triathlon and not a marathon of any type) Covered as standard
curling (amateur) Covered as standard
cycling (wearing a helmet and no racing) up to 2,500 metres above sea level Covered as standard
dancing Covered as standard
deep sea fishing Covered as standard
dinghy sailing (no racing) Covered as standard
driving motorised vehicles (excluding Quad bikes) for which you are licensed to drive in the United Kingdom (other than in motor rallies or competitions) and wearing a helmet if driving a motorbike, moped or scooter, segway or assisted bicycle and wearing a seatbelt when travelling Covered as standard
dry slope skiing Add Winter Sports under Trip Option
dune sliding
dune/wadi buggying/bashing
elephant polo
elephant riding/trekking* Covered as standard
falconry Covered as standard
fell walking/running (up to 2,500 metres above sea level) Covered as standard
fencing* (training only) Covered as standard
field hockey
fishing Covered as standard
fives Covered as standard
flying as a fare paying passenger in a fully licensed passenger carrying aircraft Covered as standard
flying fox Covered as standard
football* (amateur only , no coaching and not main purpose of trip) Covered as standard
football* (American, amateur only, no coaching and not main purpose of trip) Covered as standard
freefall/sly diving simulator Covered as standard
frisbee/ultimate frisbee including competitions Covered as standard
fruit or vegetable picking
gaelic football (amateur only and not main purpose of the trip) Covered as standard
glacier skiing/walking Add Winter Sports under Trip Option
glass bottom boats/bubbles* Covered as standard
go karting* (wearing a helmet and no racing, amateur only and within organisers guidelines) Covered as standard
golf Covered as standard
grass skiing
Great Wall of China Covered as standard
gymnastics
handball (amateur) Covered as standard
helicopter rides (as a fare paying passenger in licensed aircraft) Covered as standard
hiking (between 2,501 and 3,500 metres above sea level)
hiking (up to 2,500 metres above sea level) Covered as standard
hobie catting* (if qualified and no racing) Covered as standard
horse riding (wearing a helmet and excluding competitions, racing, jumping and hunting) Covered as standard
hot air ballooning (organised pleasure rides only) Covered as standard
hovercraft driving/passenger* Covered as standard
hurling - amateur only and not main purpose of the trip Covered as standard
husky dog sledding* (organised, non-competitive and with experienced local guide and adequate training in driving and handling the huskies) Add Winter Sports under Trip Option
husky dog sledding* (organised, non-competitive with local driver) Add Winter Sports under Trip Option
husky/horse/reindeer sledging or sleigh riding as an activity as a passenger only with a local driver and not on snow Covered as standard
hydro zorbing Covered as standard
ice cricket Add Winter Sports under Trip Option
ice Fishing Add Winter Sports under Trip Option
ice go karting* (within organisers guidelines) Add Winter Sports under Trip Option
ice hockey Add Winter Sports under Trip Option
ice skating Add Winter Sports under Trip Option
ice windsurfing* Add Winter Sports under Trip Option
igh diving (amateur only and not main purpose of the trip)
indoor climbing (on climbing wall) Covered as standard
indoor skating/skateboarding (wearing pads and helmets) Covered as standard
in-line skating/roller blading (wearing pads and helmets) Covered as standard
javelin throwing* (amateur) Covered as standard
jet boating* (excluding racing and / or competitions) Covered as standard
jet skiing*
jogging Covered as standard
judo* (amateur only and not main purpose of the trip)
karate* (amateur only and not main purpose of the trip)
karting* (wearing a helmet, no racing, amateur only and within organisers guidelines) Covered as standard
kayaking (grade 4 and above rivers)
kayaking (up to grade 3 rivers)
kayaking– sea (within sight of land) Covered as standard
kayaking up to grade 2 rivers Covered as standard
kick sledging Add Winter Sports under Trip Option
korfball (amateur) Covered as standard
lacrosse (amateur only and not main purpose of the trip)
marathon running (amateur only and not main purpose of the trip)
minjin swinging
mixed gas diving (nitrox/trimax and not commercial) to 18 metres (if qualified or accompanied by qualified instructor and not diving alone, not involved in cave diving and not involved in air travel until more than 24 hours have elapsed after your last dive) Covered as standard
mixed gas diving (nitrox/trimax and not commercial) to 30 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving)
mixed gas diving (nitrox/trimax and not commercial) to 40 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving)
mountain biking (wearing a helmet up to 2500 metres above sea level and no racing) Covered as standard
Mud buggying
netball (amateur) Covered as standard
Occasional light manual work (but not including the use of tools and machinery)
octopush Covered as standard
orienteering Covered as standard
parasailing / parascending - over water Covered as standard
pedalos Covered as standard
pilates Covered as standard
pony trekking (wearing a helmet) Covered as standard
pool/billiards/snooker Covered as standard
Pot holing
power boating* Covered as standard
racket ball Covered as standard
rambling Covered as standard
refereeing (amateur only) Covered as standard
Retail trade including manual work* (but not including the use of power tools and machinery)
rifle range shooting* Covered as standard
ringos Covered as standard
River tubing
Roller hockey (amateur only and not main purpose of the trip)
roller skating/blading/in line skating (wearing pads and helmet) Covered as standard
rounders (amateur) Covered as standard
rowing (no racing) Covered as standard
Rugby (amateur only and not main purpose of the trip)
running (non-competitive, not part of a triathlon and not a marathon of any type) Covered as standard
safari trekking/tracking in the bush (must be organised tour) Covered as standard
sail boarding/windsurfing Covered as standard
sailing / yachting* (if qualified or accompanied by a qualified person and no racing) Covered as standard
sand boarding/surfing/skiing Covered as standard
sand dune surfing/skiing Covered as standard
sand yachting* (no racing) Covered as standard
scuba diving to 18 metres (if qualified or accompanied by qualified instructor and not diving alone, not involved in cave diving and not involved in air travel until more than 24 hours have elapsed after your last dive) Covered as standard
Scuba diving to 30 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving)
Scuba diving to 40 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving)
segway* (organised tours only, wearing correct safety equipment including a helmet) Covered as standard
shooting/small bore target shooting (within organisers guidelines) Covered as standard
skateboarding (wearing pads and helmet) Covered as standard
ski – blading Add Winter Sports under Trip Option
ski biking Add Winter Sports under Trip Option
ski boarding Add Winter Sports under Trip Option
ski run walking Add Winter Sports under Trip Option
ski touring (As part of an organised tour) Add Winter Sports under Trip Option
skiing – mono Add Winter Sports under Trip Option
skiing - off piste with a guide** Add Winter Sports under Trip Option
Skiing - off piste without a guide (not against local authoritative warning or advice) Add Winter Sports under Trip Option
skiing alpine Add Winter Sports under Trip Option
skiing big foot Add Winter Sports under Trip Option
skiing cross country Add Winter Sports under Trip Option
skiing nordic Add Winter Sports under Trip Option
skiing on piste** Add Winter Sports under Trip Option
Sky jumping (from Sky Tower in Auckland, New Zealand only)
sledging/sleigh riding as a passenger (pulled by horse or reindeer) with a maximum of 2 nights for Lapland trips Covered as standard
sledging/sleigh riding as a passenger* (pulled by horse or reindeer) Add Winter Sports under Trip Option
sledging/tobogganing Add Winter Sports under Trip Option
snooker/pool/billiards Covered as standard
snorkelling Covered as standard
snow biking Add Winter Sports under Trip Option
snow blading Add Winter Sports under Trip Option
Snow boarding - off piste without a guide (not against local authoritative warning or advice) Add Winter Sports under Trip Option
Snow bobbing Add Winter Sports under Trip Option
snow carting Add Winter Sports under Trip Option
snow go karting Add Winter Sports under Trip Option
snow hockey Add Winter Sports under Trip Option
snow mobiling/ski doing Add Winter Sports under Trip Option
snow scooting Add Winter Sports under Trip Option
snow shoe walking Add Winter Sports under Trip Option
snowboarding - off piste with a guide** Add Winter Sports under Trip Option
snowboarding on piste** Add Winter Sports under Trip Option
soccer* (amateur only , no coaching and not main purpose of trip) Covered as standard
softball (amateur) Covered as standard
spear fishing (without tanks) Covered as standard
speed sailing* Covered as standard
sphering Covered as standard
squash Covered as standard
Street hockey (wearing pads and helmets)
Street luge
students working as counsellors or university exchanges for practical course work* Covered as standard
Superintendance of manual work.
surfing (including on surf board simulators) Covered as standard
swimming Covered as standard
swimming with dolphins Covered as standard
swimming/bathing with elephants Covered as standard
Sydney harbour bridge (organised and walking across clipped onto a safety line) Covered as standard
table tennis Covered as standard
Tai chi
tall ship crewing* (no racing) Covered as standard
tandem skiing Add Winter Sports under Trip Option
telemarking Add Winter Sports under Trip Option
ten pin bowling Covered as standard
tennis Covered as standard
trampolining Covered as standard
tree canopy walking Covered as standard
Trekking between 2,501 to 3,500 metres above sea level
trekking up to 2,500 metres above sea level Covered as standard
Tubing
tug of war Covered as standard
Via ferrata
volleyball Covered as standard
wake boarding Covered as standard
Walking between 2,501 to 3,500 metres above sea level
walking up to 2,500 metres above sea level Covered as standard
War games/paintballing* (wearing eye protection)
water polo (amateur) Covered as standard
water ski jumping* Covered as standard
water skiing Covered as standard
whale watching* Covered as standard
white water canoeing/kayaking /touring/rafting up to grade 2 rivers Covered as standard
White water canoeing/kayaking/touring up to grade 4
White water rafting up to grade 4 (within organisers guidelines)
wicker basket tobogganing Covered as standard
wind surfing/sailboarding Covered as standard
wind tunnel flying (pads and helmet to be worn) Covered as standard
winter walking (using crampons and ice picks only) Add Winter Sports under Trip Option
yachting* (if qualified or accompanied by a qualified person and no racing) Covered as standard
yoga Covered as standard
zap cats* Covered as standard
zip lining/trekking (safety harness must be worn) Covered as standard
zorbing/hydro zorbing Covered as standard

Continue

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For further details on how we will use your personal information, please read our Privacy Policy and our Terms and Conditions.
By clicking “Get a quote” you are in agreement to us using your details in the way set out above.

Customers who have serious pre-existing medical conditions can view a directory of specialist Travel Insurance providers on the Money and Pensions Service (MaPS) website here
or call 0800 138 7777

Medical Conditions

Please take a moment to answer some questions regarding the health of the people to be insured. It's quick, simple, and totally confidential. And it will give you peace of mind that you all have the cover you need for your trip.

Medical Conditions

Simon Bruce (31)

Does Simon Bruce have any pre-existing medical conditions?

Yes No

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Medical Conditions

Simon Bruce (31)

You MUST screen ANY and all pre-existing medical conditions

MEDICAL SCREENING ENGINE HERE. HOW ARE WE DOING THIS?

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Medical Conditions

Test Testing (31)

Conditions declared:Change conditions
1. Dry Eyes syndromeCovered
2. CancerNot covered

Test Testing (29)

No conditions declaredAdd conditions

Confictl00_MainContentPlaceHolder_rdb_triptyperm

Medical Conditions

What is a pre-existing medical condition?

A pre-existing medical condition is defined as any disease, illness or injury for which you or any person to be insured have:

Been prescribed regular medication at any time in the last 5 years
Received treatment (including surgery, tests or investigations) within the last 5 years

Why do I need to tell you about my medical conditions?

We want you to have the cover and care that's right for you. So we ask you to complete some simple questions about the health of you or any of the people to be insured on your policy. It may take a few minutes, but it will mean you can enjoy peace of mind for the whole of your trip, knowing that you all have the insurance you need.

Height

Please enter your height range

below 4 ft 10in (below 1.47m)
4 ft 10in (1.47m)
4 ft 11in (1.50m)
5 ft (1.52m)
5 ft 1in (1.55m)
5 ft 2in (1.57m)
5 ft 3in (1.60m)
5 ft 4in (1.62m)
5 ft 5in (1.65m)
5 ft 6in (1.67m)
5 ft 7in (1.70m)
5 ft 8in (1.72m)
5 ft 9in (1.75m)
5 ft 10in (1.77m)
5ft 11in (1.80m)
6ft (1.82m)
6ft 1in (1.85m)
6ft 2in (1.87m)
6ft 3in (1.90m)
6ft 4in (1.92m)
6ft 5in (1.95m)
6ft 6in and Over (1.98m and Over)

Weight

Please enter your Weight range

below 6 Stone (under 37 kg )
between 6 and 7 Stone (38 to 43 kg )
between 7 and 8 Stone (44 to 50 kg )
between 8 and 9 Stone (51 to 56 kg )
between 9 and 10 Stone (57 to 63 kg )
between 10 and 11 Stone (64 to 69 kg )
between 11 and 12 Stone (70 to 75 kg )
between 12 and 13 Stone (76 to 81 kg )
between 13 and 14 Stone (82 to 88 kg )
between 14 and 15 Stone (89 to 94 kg )
between 15 and 16 Stone (95 to 37 kg )
between 16 and 17 Stone (101 to 37 kg )
between 17 and 18 Stone (108 to 37 kg )
between 18 and 19 Stone (114 to 37 kg )
between 19 and 20 Stone (120 to 126 kg )
Over 20 Stone (Over 127 kg)

Eligibility

If you unable to answer yes to all of the eligibility statements as detailed, this policy is not suitable for your needs. If you proceed to purchase this policy any claim made will not be covered.

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Eligibility

If you are unable to answer NO to all of the medical eligibility statements as detailed, this policy is not suitable for your needs. If you proceed to purchase this policy any claim made will not be covered.

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Eligibility Statement Incomplete

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COVID-19 (Coronavirus) – IMPORTANT NOTICE

COVERED AS STANDARD

Our travel insurance policies include cover for coronavirus including cancellation due to falling ill with coronavirus and being unable to travel or being required to self-isolate (subject to a medical certificate or an official test result) as long as you are not travelling against the advice of the Foreign, Commonwealth and Development Office (FCDO) or any other equivalent government body in another country:

• Customer falls ill with COVID-19 (or other Pandemic illness) abroad and needs medical treatment - Covered as Standard
• Customer falls ill with COVID-19 (or other Pandemic illness) at home and cannot travel - Covered as Standard
• Customer has to self-isolate (Yourself or household member) at home and cannot travel due to COVID-19 - Covered as Standard
• You have been denied boarding at the airport due to detected symptoms of COVID-19 (or other pandemic illness) - Covered as Standard
• You are made redundant, cannot cover the cost of your holiday and have to cancel the trip - Covered as Standard
• Customer is due to stay with family. Family member who they are due to stay with has to self-isolate due to pandemic illness. Customer wishes to cancel trip as they no longer have anywhere to stay - Covered as Standard
• During travel, travel restrictions are imposed asking people to return to their country of residence due to a Pandemic illness -
Covered as Standard
• Accommodation provider closes due to outbreak of COVID-19 Coronavirus (or other Pandemic illness) - Covered as Standard

Any New policy or Renewal purchased will not cover cancellation due to:

• An event which has already begun, or circumstances already known to you
• Current or future FCDO restrictions on travel due to a pandemic, such as coronavirus or you choose not to travel

Cancellation cover is for the perils listed in the “What is Covered” section and if you cancel for other reasons you may not be covered. We will only refund costs for which you are not entitled a refund from your travel provider.

Examples of "Not covered":

• Customer books their trip whilst in lockdown and needs to cancel their trip because restrictions still apply (lockdown, tiers, etc) - Not Covered
• At the time of booking the trip entry restrictions apply at the customers destination, the customer is unable to travel as the restrictions are still in place - Not Covered

The examples provided above do not form a complete list of covers and or exclusions in relation to COVID-19 Coronavirus, please refer to the Policy Wording for more information.

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Destinations and Regions Close

United Kingdom

ALDERNEY
GUERNSEY
ISLE OF MAN
JERSEY
UNITED KINGDOM

Europe

ALBANIA
ANDORRA
ARMENIA
AUSTRIA
AZERBAIJAN
AZORES
BELARUS
BELGIUM
BOSNIA & HERZEGOVINA
BULGARIA
CORSICA
CRETE
CROATIA
CYPRUS
CZECH REPUBLIC
DENMARK
ESTONIA
FAROE ISLANDS
FINLAND
FORMENTERA
FRANCE
FUERTEVENTURA
GEORGIA
GERMANY
GIBRALTAR
GOZO
GRAN CANARIA
GREECE
HUNGARY
IBIZA
ICELAND
IRELAND
ITALY
LA GOMERA
LA PALMA
LANZAROTE
LATVIA
LIECHTENSTEIN
LITHUANIA
LUXEMBOURG
MACEDONIA
MADEIRA
MAJORCA
MALTA
MENORCA
MOLDOVA
MONACO
MONTENEGRO
NETHERLANDS
NORWAY
POLAND
PORTUGAL
RHODES
ROMANIA
RUSSIA
SAN MARINO
SARDINIA
SERBIA
SICILY
SLOVAKIA
SLOVENIA
SPAIN
SVALBARD
SWEDEN
SWITZERLAND
TENERIFE
UKRAINE
VATICAN CITY STATE

Worldwide (excluding USA, Canada, Mexico, Caribbean Islands)

In addition to the countries listed under Europe the following countries are included

AFGHANISTAN
ALGERIA
AMERICAN SAMOA
ANGOLA
ARGENTINA
ASCENSION
ASHMORE/CARTIER
AUSTRALIA
BAHRAIN
BAKER ISLAND
BANGLADESH
BASSAS DA INDIA
BENIN
BERMUDA
BHUTAN
BOLIVIA
BOTSWANA
BOUVET ISLAND
BRAZIL
BRITISH INDIAN OCEAN
BRITISH VIRGIN ISLANDS
BRUNEI
BURKINA FASO
BURUNDI
CAMBODIA
CAMEROON
CAPE VERDE
CENTRAL AFRICAN REPUBLIC
CHAD
CHECHNYA
CHILE
CHINA
CHRISTMAS ISLAND
CLIPPERTON ISLAND
COCOS ISLANDS
COMOROS
CONGO
COOK ISLANDS
CORAL SEA ISLANDS
COSTA RICA
COTE DIVOIRE
DJIBOUTI
ECUADOR
EGYPT
EL SALVADOR
EQUATORIAL GUINEA
ERITREA
ETHIOPIA
EUROPA ISLAND
FALKLAND ISLANDS
FIJI
FRENCH GUIANA
FRENCH POLYNESIA
FRENCH SOUTHERN TERR.
GABON
GAMBIA
GAZA STRIP
GHANA
GLORIOSO ISLANDS
GREENLAND
GUAM
GUATEMALA
GUIANA SOUTH AMERICA
GUINEA
GUINEA-BISSAU
GUYANA
HEARD/MCDONALD
HONG KONG
HOWLAND ISLAND
INDIA
INDONESIA
IRAN
IRAQ
ISRAEL
JAN MAYEN ISLANDS
JAPAN
JARVIS ISLAND
JOHNSTON ATOLL
JORDAN
JUAN DE NOVA ISLAND
KAZAKHSTAN
KENYA
KINGMAN REEF
KIRIBATI
KOREA, NORTH
KUWAIT
KYRGYZSTAN
LAOS
LEBANON
LESOTHO
LIBERIA
LIBYA
MACAU
MADAGASCAR
MALAWI
MALAYSIA
MALDIVES
MALI
MAN
MARSHALL ISLANDS
MAURITANIA
MAURITIUS
MAYOTTE
MICRONESIA
MIDWAY ISLAND
MONGOLIA
MOROCCO
MOZAMBIQUE
MYANMAR
NAMIBIA
NAURU
NAVASSA ISLAND
NEPAL
NEW CALEDONIA
NEW ZEALAND
NIGER
NIGERIA
NIUE
NORFOLK ISLAND
NORTHERN MARIANA ISLANDS
OMAN
PAKISTAN
PALAU
PALMYRA ATOLL
PANAMA
PAPUA NEW GUINEA
PARACEL ISLANDS
PARAGUAY
PERU
PHILIPPINES
PITCAIRN ISLANDS
QATAR
REUNION
RUSSIA EAST OF URALS
RWANDA
SAMOA
SAO TOME & PRINCIPE
SAUDI ARABIA
SENEGAL
SEYCHELLES
SIERRA LEONE
SINGAPORE
SOLOMON ISLANDS
SOMALIA
SOUTH AFRICA
SPRATLY ISLANDS
SRI LANKA
ST. HELENA
ST. PIERRE & MIQUELON
SUDAN
SURINAME
SWAZILAND
SYRIA
TAIWAN
TAJIKISTAN
TANZANIA
THAILAND
TOGO
TOKELAU
TONGA
TROMELIN ISLAND
TUNISIA
TURKEY
TURKMENISTAN
TUVALU
UGANDA
UNITED ARAB EMIRATES
URUGUAY
UZBEKISTAN
VANUATU
VENEZUELA
VIETNAM
WAKE ISLAND
WALLIS/FUTUNA ISLANDS
WEST BANK
WESTERN SAHARA
YEMEN
ZAIRE
ZAMBIA
ZIMBABWE

Worldwide (including USA, Canada, Mexico, Caribbean Islands)

In addition to the countries listed under Europe and Worldwide Excluding USA Canada and Caribbean Islands the following countries are included

ANGUILLA
ANTIGUA & BARBUDA
ARUBA
BAHAMAS
BARBADOS
BELIZE
CANADA
CANAL ZONE
CAYMAN ISLANDS
COLOMBIA
CUBA
DOMINICA
DOMINICAN REPUBLIC
GRENADA
GUADELOUPE
HAITI
HONDURAS
JAMAICA
MARTINIQUE
MEXICO
MONTSERRAT
NETHERLANDS ANTILLES
NICARAGUA
PUERTO RICO
ST. KITTS & NEVIS
ST. LUCIA
ST. VINCENT & THE GRENADI
TRINIDAD & TOBAGO
TURKS & CAICOS ISLANDS
UNITED STATES
VIRGIN ISLANDS (U.S.)

In order to make getting a quote as simple as possible, please can you confirm that any traveller intending to be covered by this policy is:

A UK resident (A UK resident is a person whose main home is in the UK, is registered with a UK doctor and is liable to pay taxes in the UK. You must have been resident in the UK (including the Channel Islands and the Isle of Man) for at least 12 months at the time of buying the policy.
Travelling from and returning to the United Kingdom, Channel Islands or Isle of Man.
Unaware of any reason why you may have to cancel or cut short your trip.
Not already travelling at the time of purchase.

By selecting YES, you are confirming that the above statement applies to anyone wishing to travel on this policy.

Yes No

This policy does not cover anyone intending to travel in the following circumstances:

Travelling against medical advice or against any health requirements stipulated by any carrier or public transport provider.
Travelling with the intention of obtaining medical treatment or consultation abroad.
Who has been diagnosed by a medical practitioner as suffering from a terminal illness.
Awaiting test, results, consultations or investigation for any undiagnosed medical condition.

By selecting NO, you are confirming that the above statements do not apply to anyone wishing to travel on this policy.

Yes No

Please check all the renewal details carefully.

You may make amendments, however, certain amendments may result in a re-quote.

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Insurance is arranged by Lloyd & Whyte Ltd, administered by David Oliver Associates and underwritten by Axa Insurance UK plc.
Lloyd & Whyte Ltd are authorised and regulated by the Financial Conduct Authority. FRN 306077. All rights reserved.